PRIVACY POLICY

 

At Simple Auto Finance, our policy is to maintain appropriate confidentiality with regard to all personal information obtained in the course of doing business with you.  Our pledge to protect your privacy is reflected in this Privacy Policy which outlines our principles in collecting, using and safeguarding your personal information and information about your relationship with us.


Personal Information Simple Auto Finance Collects

Simple Auto Finance only collects personal information about you when it is necessary to conduct the business related to the acquisition of the vehicle that you have sought to acquire and finance.  We limit the collection of personal information to what we reasonably believe is needed to administer your account.  As a result, we collect personal information from the following sources:

  •  Personal information you share with us either directly or through your agent, such as the information on your application and other related documents that you have executed in connection with your efforts to secure a vehicle and to obtain financing.
  • Personal information you provide or which is obtained through the process of handling your account.
  •  Personal information about you from your transactions with us, including the information that you have provided to us or that we have secured in order to properly maintain and service your account.
  • Personal information about you from a consumer reporting agency, such as a credit report or a Motor Vehicle Report.


Personal Information Simple Auto Finance Discloses

Simple Auto Finance does not disclose any personal information about current or former customers to anyone, except as permitted by law.

When possible, we advise our vendors and other nonaffiliated third parties, to whom we legally provide your personal information in the course of conducting our finance business, of our privacy policy.  We make every effort to use vendors whose approach to customer privacy reflects our own.


Simple Auto’s Policies and Practices with Respect to Security or Personal Information

Simple Auto Finance uses a variety of computer hardware and software tools to maintain physical, electronic and procedural safeguards to comply with applicable federal and state regulations to guard your personal information.  We restrict access to personal information about you to only those employees who need that information to provide products or services to you.

Simple Auto Finance also works hard to ensure that its website and databases are secure.  Simple Auto Finance employs safety equipment and procedures and restricts access in order to control information that may be shared.


Notification of Change

At Simple Auto Finance, your trust is one of our most important assets.  We will continually work to protect the privacy of our individual customers and will continually review our privacy policy.  If at some point in the future we revise our privacy practices that affect your personal information, we will notify you prior to introducing any changes.


Collection of and Use of Bank Account Information

If we extend credit to you, we will analyze and may use the bank account information provided by you as eligible to process these payments against. Additionally, as part of our information collection process, we may detect additional bank account information under your name. We will consider these additional bank accounts to be part of the application and underwriting process.

 

For More Information or if you have Questions

Should you have any further questions regarding our Privacy Policy, you can contact us at the address and phone number listed on your Retail Installment Contract or by calling 214-778-1112


How We Safeguard your Personal Information

Only employees who need to know Personal Information perform their duties in the process of servicing your loan are authorized to access your personal information. In addition to this, we maintain physical, electronic and procedural safeguards to protect Personal Information about you.